Collect seed money and invest? Silly!

If you look at investment-related articles or videos, you can see many cases where you emphasize the importance of seed money. In a small way, investment should be made after securing seed money ranging from 10 million won to as much as 100 million won.

I absolutely disagree with this opinion!

Of course, it's not that seed money is meaningless. It is important to secure seed money. You can't start at zero in the first second, so you have to have some capital. But what's much more important than seed money is the investment experience. If we get 100 million hearts, can we invest in it? It is much more important to gain experience in investing even a small amount of money from the beginning than to lose the money you have saved at once.

The purpose itself should not be seed money!

People use this phrase a lot, right? You don't need that much money! There is no money in the world that you don't need. Those who value small amounts of capital are those who are not ready to welcome large amounts of capital.

If you're a general salary worker, start by investing tens of thousands of won or hundreds of thousands of won. Instead, don't think of tens of thousands of won and hundreds of thousands of won as trivial, but think of it as hundreds of millions of won and tens of billions of won and repeat small successes and small failures by allocating assets step by step from the start.

Not for seed money, but for repeating small successes and small failures!

Even if you earn seed money diligently, if you don't have investment experience, you can lose all the seed money you earned by making several mistakes. It is much more important not to experience one big failure, but to steadily build investment experiences through small success and small failure.

You don't allocate assets only when the investment is large. You have to set a thorough ratio from a small amount and allocate assets. Investment is not about choosing one item and going around all at once. After wandering around without standards, the only thing that remains in the end will be the reduced balance.

 

Ordinary salaried workers will be able to invest in cash, stocks, bonds, raw materials, etc. With the recent development of ETF, it is much easier to invest in raw materials, bonds, and overseas stocks. Investment is an upward curve as success and failure accumulate. How to control failure, not success, is the key to investment.

If you invest with seed money saved, investment capital is accumulated, but there is no technology to deal with that amount of capital. In this state, it is not easy to make investment decisions that suit the market. Of course, investment is not determined by the size of capital, but more importantly, the ability to deal with capital.

Profit is important in investment, but how to control losses is several times more important than profits. Therefore, establishing investment methods that suit you with small capital should be prioritized above all else. Never think of small amounts of capital as insignificant. If you can't handle small amounts of money, you can't handle large amounts of money.